Heating with a credit card: how to buy a solid fuel boiler and equipment in installments without overpayments

Preparing a house for the heating season or upgrading an old system is a serious investment in comfort and energy independence. Buying modern heating equipment requires a considerable budget, which is often not available "here and now". Completely postponing the replacement of equipment for later is risky, because prices are rising, and heat is needed on time.

The best way out of this situation is modern financial instruments. Today, buying equipment on credit or classic installments is gradually fading into the background. The most effective, simple and profitable tool for Ukrainians has become "Payment by installments" from leading banks.

In this article, we will analyze in detail how to profitably purchase solid fuel boilers, buffer tanks and other components, breaking the payment into several months without harming the family budget.

 

Why is "Payment by installments" the best choice today?

Unlike conventional consumer loans, where you have to overpay for hidden fees, insurance and high interest rates, payment in installments works as transparently as possible. You don’t buy a pig in a poke and know exactly how much the bank will write off.

Please note: The banking sector is adapting to modern realities, so now financial institutions are offering businesses and customers significantly reduced interest rates. This allows buyers to receive the most loyal conditions.

We strive to make safe and autonomous heating accessible to everyone. That is why we have established direct cooperation with banks and offer the most popular payment schemes.

 

Terms of purchasing heating equipment on our website

For your convenience, we have developed two flexible financing options. You can choose the one that is ideal for your capabilities.

Option 1. Absolutely no overpayments (in 4 installments)

You can purchase any heating boiler or other products from our catalog by dividing the amount into 4 equal payments.

  • Markup: 0% (the price of the product remains exactly the same as on the website).
  • Hidden fees: None.
  • How it works: The first payment is taken on the day of purchase, and the next three are taken monthly. This is an ideal way to close the heating issue in a few months without removing a large amount from circulation.

Example:

You want to purchase a KHORS ML 12 kW boiler for 25,800 UAH using the "payment in installments" option in 4 payments.

Then 25,800 UAH / 4 months = 6,450 UAH – this is one of the 4 payments.

Option 2. Extended term with minimal interest

If you also order, for example, a wood-burning boiler, or together with a harness, pump or automation, and want to reduce the financial burden for a longer period, we can increase the number of months. The price for the product will increase by a percentage for each additional month after the 4th.

  • Condition: The payment term is increased at your request (from 5 to 25 payments)
  • Overpayment: The price for the product will increase slightly (by 1.26% for each payment-month that the bank charges for long-term maintenance).
  • Plus: The monthly payment becomes minimal and almost imperceptible for the budget.

For example:
KHORS ML 12 kW boiler which costs 25,800 UAH you want to take in "payment by installments" for 10 payments.
Then 10 - 4 (we pay the payments)​ = 6 * 1.26% = 7.56% + 25,800 = 27,750 UAH - the full cost of the boiler for installments in 10 payments.

The bank will deduct from you ~2,775 UAH each day from the first payment for 10 months.

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What goods can be issued in installments?

You can assemble a complete system for heating the house. The service covers the following categories:

  1. Solid fuel boilers of reliable modifications. Wood-burning, mine or long-burning units - choose the optimal power for your area.
  2. Heat accumulators (buffer tanks). An indispensable element of the system that accumulates excess heat, saves up to 30% of fuel and protects the system from overheating.
  3. Auxiliary equipment for heating. This includes circulation pumps, safety groups, three-way valves, chimneys and automation (controllers and fans).

How to make a purchase in 5 minutes: step-by-step instructions

You do not need to go to the bank, collect income certificates or wait for the decision of the credit committee for hours. Everything happens online:

  • Step 1. Choose the desired solid fuel boiler, you can choose a heat accumulator for it, and add the goods to the cart.
  • Step 2. When placing an order, select the "Payment by installments" payment method from your bank (PrivatBank, Monobank, etc.).
  • Step 3. Specify the desired number of payments (remember that the 4-month option is completely interest-free).
  • Step 4. Confirm the transaction in your bank's mobile application.

After successful confirmation, we immediately prepare your order for shipment.

 

Conclusion
It is worth investing in energy independence now, without waiting for the cold weather or another price jump. By purchasing solid fuel heat generators and storage tanks in installments, you get heat in your home today, and pay for it gradually and on loyal terms.

Do you have any questions about bank limits or conditions? Contact our managers - we will help you calculate the monthly payment and choose the perfect package for your budget!